caused by accident

good day mga kabayan,
ask ko lang po sana kung paano ang tamang pagprocess ng insurance kapag naaksindente? kasi ang asawa ko naaksidente xa at naoperahan..nagstay sya ng 1 week s ospital..at ngayon, hindi pa alam kung hanggang kelan xa hindi makakapagtrabho gawa ng aksidente.. may matatanggap ba xa kung sakaling magresign nalang xa at umuwi ng Pilipinas? tnx po...

Ilang taon na po ba nagtatrabaho ang inyong mister?

3 yrs and 7 months po..sabi po nila hindi n xa mkkpgwork dahil nga po sa balikat mismo ang tama nya..ano po ba ang dapat gawin?

the National Labor Consultation Center.

We would like to provide information regarding Casualty insurance and Industrial Accident Compensation Insurance(IACI) as follows:

Q: 1) Is the casualty insurance the same to Industrial Accident Compensation Insurance?
2) Is this compulsory for all foreign workers?
3) How much do we need to pay?
4) How to pay the casualty insurance?
5) How to claim if we get injured during work?
6) How much do we receive?

A:
Regarding Q1)
- Casualty insurance is an insurance that a foreign worker should take out in order to insure him/her against injuries or diseases other than those by occupational accidents. However Industrial Accident Compensation Insurance(IACI) is a social insurance that an employer shall take out for an occupationally ill or injured employees to provide compensation. Therefore, two insurance are different.

Regarding Q2)
- Under the current EPS, all foreign worker shall take out a casualty insurance within 15 days of the effective date of his/her labor contract.
According to the IACI Act, an employer hiring one or more employees shall take out IACI.

Regarding Q3) & q4)
- Insurance premium of Casualty insurance amounts to 20,000 won ~ 50,000 won. For more information per 3 years, please contact the Samsung Fire & Maritime Insurance Corp at 02-2119-2400

Regarding Q5) & Q6)
- Under the IACI, when a worker contracts a disease or sustains an injury that is related to his/her work and requires 4 days or longer of medical care, he/she should apply for approval of compensable medical treatment to the branch office of Korea Labor Welfare Corporation. The application form for initial medical care should be submitted to the Comwel branch office having hurisdiction over his/her employer. The blank application form is available at a Comwel branch office or a Comwel-accredited medical institution or can be downloaded at the Comwel website(www.kcomwel.or.kr 02-2670-0319 , english available)

- However, in case of an employee sustains an injury related to his work that requies less than 4 days, his/her employer has responsibility for accidents compensation for medical treatment and suspension work allowance(70% of ordinary wages) according to the Labor Standards Act. how to apply? in case hindi alam ng amo nyo, you can directly ask help from the hospital where you're confined... most hospitals in Korea are accredited with COMWEL handling Industrial Accident Compensation Insurance (IACI)...

you can also email Mr. Kim of COMWEL (marunong mag-english yan) at kimjy72@naver.com... in case mahihirapan parin kayo magfile ng accident insurance benefits due to language gap at ayaw din magparticipate ang employer nyo, pwede lapit ka nalang ng any migrant center...

maam..add ko lang po in case na maisipan nyang umuwi ng pinas..may mga benefit syang makukuha mula sa amo gaya ng separation pay . meron din pong makukuha sa nps or kookmin yeongeum at samsung return cost guaranteed insurance. any concerned kasulyap.. if may kulang sa info.. please add nalang po or correct if wrong... god bless

tnx po for info.. at kabayang bhenshoot, ung s samsung return cost guaranteed insurance ano po b ung insurance n yon?

in addition for that, ask ka rin sa OWWA baka me makukuha rin syang benefits or claims dala sa nangyari sa kanya dun..

P.S. kng updated sya for paying his OWWA yearly..

hope this help..

allanmattmichelle wrote:tnx po for info.. at kabayang bhenshoot, ung s samsung return cost guaranteed insurance ano po b ung insurance n yon?

Maam ito po yung 400k na binabayaran ng bawat eps pagdating ng korea.nakukuha po itong muli if natapos na ang contract at pauwi ng pinas.

maam, may sss po ba asawa ninyo?phil am insurance? sa tingin ko po, may makukuha rin po kayong sapat na halaga dito. yung kapatid ko, naaksidente rin po sa taiwan noon,naibalik naman yung daliri dahil sa operasyon. nakakuha po sya sa sss at sa kanyang insurance sa pinas.

tnx po s mga sgot..pno po kung ntigil xa s pghulog s sss? ano pong phil am insurance po?at paano po b iapply s owwa un? slmt po

ay sorry po maam..ibig ko pong sabihin ay yung life insurance gaya ng phil-am life insurance. tiyak po ito na may makukuha kayo. yung sss po. dapat at least 6 months po active member kayo para makakuha ng benefit. kahit po sa owwa, let say di kayo naghulog ng membership sa owwa ng ilang taon..wala rin po ata kc yung program nila na scholarship di napakinabangan ng kaibigan ko kc almost 2 years syang naghulog at di pa nagbabakasyon kaya di makakuha ng training or scholarship sa informatic yung asawa nya

teka po maam,magtatanong lang po? di po ba nandito rin po kayo sa korea? eps po ba kayo?naaalala ko po kc yung kabilang thread na your asking about your baby na nasa pinas kung paano makuha?right...

kuya bhenshoot pano po ung pagbabayad sa owwa?

Daredevil wrote:kuya bhenshoot pano po ung pagbabayad sa owwa?

actually po, bago po magtungo sa ibang bansa..ito yung binabayaran nating package kasama yung philhealth sa poea. ito rin yung pagnagbalik manggagawa ka. if hindi po nagbakasyon ang asawa ninyo o kayo mismo, pwede naman kayong magbayad sa embassy ng pilpinas sa bansang napuntahan or ipabayad sa asawa o kamaganak na nasa pinas.good for 1 year lang po ito.sa pagkuha ng benefit gaya ng scholarship training gaya ng sa informatics,pagkakaalam ko po dapat active ng hulog sa owwa.